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Care Credit

CareCredit is a healthcare credit card specifically designed to pay for cosmetic or reconstructive procedures not covered by insurance. CareCredit has two unique features. Every CareCredit transaction is eligible for a No Interest (if paid within promotional period) or Low Fixed Interest Payment Plan and, you can use the card at all healthcare practices that offer CareCredit. For procedure fees from $1 to $25,000, CareCredit, the leader in patient financing, has a payment plan for every body.

Apply Now - Care Credit

With CareCredit You Can:

  • Get the cosmetic or reconstructive procedures you want, when you want them
  • Pay over time with low minimum monthly payments
  • Have a financial resource for additional procedures, without having to reapply. (Subject to credit approval)
  • Pay no annual fees

CareCredit Offers Two Types of Payment Plans

  • No Interest - If paid within the promotional period*
    minimum monthly payment required
    • Pay for treatment over 6, 12, 18 or 24 months with no interest if paid within promotional period*
    • As long as you pay the low minimum monthly payment each month when due, and the balance in full by the end of the 3, 6, or 12 month term, no interest will be charged on your purchase.
  • Low Interest
    • Enjoy low minimum monthly payments with the 24, 36, 48, or 60 month plans.
    • The 14.90% annual percentage rate is lower than average credit cards and makes convenient fixed low minimum monthly payments possible.
    • Available for procedure fees of $1,000 or more on 24, 36, and 48 months, and for $2,500 or more for 60 months.

CareCredit's payment plans can be used repeatedly — for yourself, your entire family, and even your pets — with no need to reapply (subject to credit approval).

*Otherwise, interest assessed from purchase date.

Apply for CareCredit Now

You can apply for CareCredit online at

  • Fill out patient application
  • Receive decision almost immediately
  • Call us to schedule your treatment

Alternatively, we have applications at our office if you'd prefer applying in person.

You may also apply by phone. Call (800) 365-8295 and follow the prompts.

Frequently Asked Questions

Can I use my CareCredit card again?

Yes. As long as you have credit available, you can use CareCredit multiple times for other procedures and you can have different payment plans on your account as the same time without having to reapply*.

*Subject to credit approval.

Will using CareCredit cause problems with my insurance?

No. CareCredit is a revolving line of credit designed specifically to help you pay for healthcare expenses not covered by insurance and does not affect your insurance coverage in any way.

Can I begin treatment right away even if I haven't received my CareCredit card?

Yes. You can use your CareCredit account immediately. You will receive your card in the mail within 3 weeks.

Is the information I provide CareCredit confidential?

Yes. Your privacy is important to CareCredit. They guarantee that all personal information you provide will be kept strictly confidential.

How do I pay my monthly balance?

You will receive a monthly statement. Simply pay your monthly balance by mail with a check or money order. Or you can pay online at

Can I use my CareCredit card for other family members?

Yes. You can use CareCredit for your entire family's healthcare needs (even the family pet) without having to reapply*.

*Subject to credit approval.

Who do I call if I have questions about my account?

CareCredit has Customer Support Representatives available to assist you with all your account needs at (866) 893-7864.